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Affordable Care Act

KPL staff-selected resources. We welcome your comments and suggestions.

The New Health Care Law

The Patient Protection and Affordable Care Act (ACA or Obamacare) became the law in 2010 and was upheld by the Supreme Court in 2012. Among its provisions, the ACA requires everyone to have health insurance coverage either through their employer, individually through the Health Insurance Marketplace, or through Expanded Medicaid.

The Health Insurance

If you already have Medicare, Medicaid or private health insurance and are happy with it, you can keep it. If you want to consider the policies certified as qualified health plans in Michigan, then is THE health insurance marketplace to serve you. Michigan Residents will use it to compare plans, apply for financial assistance, and enroll.

• Shop coverage and enroll online:

• Enroll for coverage by phone: 1-800-318-2596

• Enroll by mail: Application Form and Instructions

Assistance for the Kalamazoo Community


Federal Resources

The Health Insurance Marketplace:

This is THE site for Michigan residents to get information about their healthcare options and shop for a plan that meets their individual needs. Toll free help line: 800-318-2596

El Mercado de Seguros Médicos: (en Español)

(Spanish language version of the marketplace.) Este es el sitio para los residentes de Michigan para obtener información sobre sus opciones de atención médica y la tienda de un plan que se ajuste a sus necesidades individuales. Llamada gratuita línea de ayuda: 800-318-2596

Michigan Resources

Health Insurance Consumer Assistance Program (HICAP)

Michigan government agency offering free help to anyone looking for information about health insurance in MI. HICAP toll free phone assistance: 877-999-6442

Michigan Department of Insurance and Financial Services (DIFS)

Basic Michigan law and ACA information

Non-Governmental Resources

Enroll America

Nonpartisan 501(c)(3) organization whose mission is to maximize the number of uninsured Americans who enroll in health coverage made available by the Affordable Care Act.

Henry J. Kaizer Family Foundation

A wealth of valuable information available about the ACA at this private foundations website.

Michigan Consumers for Healthcare

Working together to make affordable, quality healthcare a reality for all in Michigan.

View all Topic Guides

The New Health Care System : everything you need to know by David Nather. Explains the new benefits, rules, and regulations under the new Patient Protection and Affordable Care Act

Thomas Dunne Books, 2010